East Finchley
91 High Road, East Finchley, London, N2 8AG
Swiss Cottage
16 Harben Parade, Finchley Road, Swiss Cottage, London, NW3 6JP
020 3868 3622
Click here for our clinic locations

Finance Options

At Dental Art Clinics we are delighted to offer our patients 0% APR and low cost loan facilities for dental treatment.

The benefits of interest-free and low cost loans

There are several benefits for using our interest-free or low cost loan facilities to fund your private dental treatment:

  • With Interest-free and low cost loans we can guarantee that you will save more than by taking bank loans or using credit cards
  • Easy to apply and to repay for the credit using Direct Debit
  • This service is provided by one of the leading credit suppliers in the UK
  • You can spread the expenses of the treatment over a suitable period
  • You will receive the best quality treatment ensuring that you receive a healthy and beautiful smile

Sample Payment Plans

We have prepared examples of payment plans using 0% APR, 9.9% and 12.9% APR representative rates. If you are interested in finding out more, be sure to contact us.

 0% APR Interest Free 

0% loans are available on treatment plans above £5,000 for terms of 6, 10 and 12 months.

  • Example 1: Treatment Value: £5,000 / No deposit

Terms (months)

6 10 12
Monthly Payments £833.33 £500.00 £416.67

0% loans are available on treatment plans above £5,000 for terms of 18 months, if a 30% deposit is paid in advance. 

  • Example 2: Treatment Value: £5,000 / £1,500 deposit (extended terms of 18 months require a deposit)
Terms (months) 18
Monthly Payments £194.44

0% loans are available on treatment plans above £15,000 for terms of 24 months, if a 30% deposit is paid in advance. 

  • Example 3: Treatment Value: £15,000 / £4,500 deposit 
Terms (months) 24
Monthly Payments £437.50


9.9% Low Cost Loan Facility 

9.9% loans are available on treatment plans above £15,000 for terms of 24, 36, 48 and 60 months.

  • Example 1: Treatment Value: £15,000 / £3,000 deposit
Terms (months) 24
Monthly Payments £550.97
  • Example 2: Treatment Value: £15,000 / No deposit
Terms (months) 36 48 60
Monthly Payments £480.49 £376.85 £315.03
Total Repayment Amount £17297.64 £18088.80 £18901.80
Total Interest £2297.64 £3088.80 £3901.80


12.9% Low Cost Loan Facility 

12.9% loans are available on treatment plans above £1,500 for terms of 12, 24 and 36 months.

  • Example 1: Treatment Value: £1,500 / No deposit 
Terms (months) 12 24 36
Monthly Payments £133.41 £70.75 £49.96
Total Repayment Amount £1600.92 £1698.00 £1798.56
Total Interest £100.92 £198.00 £298.56

Commonly asked questions about interest free and low cost payment plans

We have prepared answers to commonly asked questions regarding our finance plans. If you seek some additional information, please do not hesitate to ask your dentist or a member of our team by contacting us here.

Who can benefit?

Anyone who is over the age of 18 can benefit. It is not obligatory to be a part of a private dental plan, and you don’t have to have visited our clinic before either. We offer our beneficial payment options to all new-comers.

What can I use them for?

Our provided payment plan options can be used to pay for all of your treatments at our clinics. Our convenient monthly payment possibilities provide the patients the option of choosing the most suited payment plan options for them.

How much can I borrow?

You can borrow any amount over £1,500 to cover the expenses of your dental treatment. Your dentist or designated members of the practice team will be able to discuss options for your particular case.

How do I make the repayments?

You can repay the service provider with affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

By using our 0% facility you won’t pay more than the actual cost of your dental treatment. We provide will provide you with a quotation that indicates the monthly payment and the total interest playable over the term of the loan. You can rest assured – there are no hidden costs!

What are the repayment terms?

With the help of your doctor or designated members of our team, you will be able to go through the various terms and agree on the most suitable repayment period.

How do I apply?

As soon as you have agreed with your dentist about your treatment plan and prices, you will receive an email containing a link to a credit form that you will have to fill in online. An E-signature will be required. Once its approved and the processed, you should receive a written confirmation form out credit provider.

Chrysalis Finance


Book your consultation online and get £10 off your Dental Check-Up at Dental Art Clinics!

"I’m really happy with all the work done so far... would recommend to anyone."... [more]

Chris Snell, November 2016


"I am a really happy customer. All clinic staff were wonderful, whenever I needed any help or information"... [more]

Sigitas, Dental Art London Patient